Most claims involving raw sewage are caused by aging infrastructure which technically the city may be responsible for, but they may not have the resources to replace it. Unfortunately, the city will rarely offer you any compensation for your damage. This endorsement may be your only restitution.

May 14, 2018

Is the city responsible for sewage that enters my home?

Most claims involving raw sewage are caused by aging infrastructure which technically the city may be responsible for, but they may not have the resources to […]
May 14, 2018

Tree roots growing in the sewer line has caused my basement to flood. Am I covered?

Insurance companies are starting to limit coverage that are caused by tree roots. Often, this is because the tree roots can be as much as a […]
May 14, 2018

Where does the water need to originate from to be covered under Water Backup and Sump Pump Failure coverage?

Ground water that seeps through a window well, a crack in the foundation, or that comes through the front door will never be covered by this […]