Question 1

Tree roots growing in the sewer line has caused my basement to flood. Am I covered?

stagingeckburg · Accepted Answer

Insurance companies are starting to limit coverage that are caused by tree roots. Often, this is because the tree roots can be as much as a block away and not on the property that the company is insuring. Some companies are excluding tree roots all together, while others might offer a limitation of coverage. Talk to your agent to see if your endorsement is limited by tree roots.

Question 2

Tree roots growing in the sewer line has caused my basement to flood. Am I covered?

stagingeckburg · Accepted Answer

Insurance companies are starting to limit coverage that are caused by tree roots. Often, this is because the tree roots can be as much as a block away and not on the property that the company is insuring. Some companies are excluding tree roots all together, while others might offer a limitation of coverage. Talk to your agent to see if your endorsement is limited by tree roots.