An auto repair package policy will include Garagekeepers Liability coverage, which will not only pay for things like slip and falls, but also damage to customer vehicles while in their care, custody, and control. In addition, most repair shops have a large amount of tools and equipment that should be covered under a Property policy. Some repair shops also own a wrecker or tow truck; both are eligible for coverage under a commercial auto policy. On Hook coverage is another beneficial add-on, as it pays for any damages to a vehicle being towed. Finally, any employee must be covered under a Workers Compensation policy as well.
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