Renting doesn’t mean you can go uninsured.
A renters insurance policy covers contents –clothing, laptop, television, etc., and personal liability – protection in case a lawsuit is brought against the insured. For some, loss on contents will not cause financial harm, but a lawsuit can.
Your landlord isn’t going to cover you.
If you accidently leave the windows open during a rainstorm or start a kitchen fire, the personal liability portion of your renters policy will cover you. But if you don’t have that coverage, you can expect the landlord’s insurance company to come knocking on your door, holding you personally responsible in the event of an accident.
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Usually you can be protected for less than $20 per month. Request a quote
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