Commercial Package

Business Insurance > Commercial Package

Structuring the right package

For businesses that are ineligible for a BOP, a Commercial Package allows you to pick and choose the must-have coverages your business needs. Many businesses only care about Liability coverages. For example, a small, one-man contractor might only be concerned with a policy that protects his customers if he damages their property. A larger contractor may also want Liability coverage, but will need to consider Property coverage his computer equipment, CAD software, and office furniture as well.

Contractors: Contractors needs to be covered not only when they are liable for damage, but for their equipment they take away from their residence or office to job sites.

Non-profits: Similar to a for-profit business, non-profits need workers compensation and property coverage. Additionally, a non-profit should have Directors & Operators (D & O) coverage to protect volunteer board members.

Manufacturers: Coverage for a manufacturing business goes beyond what happens in the plant. A good policy will extend liability to its products once they’ve left the premises.

Auto Repair: Also known as “Garagekeepers” coverage, these policies keep an auto repair shop covered for damage to a car they do not own while it is being fixed in their shop.

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  • Ken C., customer since 2012

    We've known Jeff for many years and have sought his advice when we needed it. He has always been there for us.

    Ken C., customer since 2012

    Ken C., customer since 2012