Generally, no. A personal umbrella policy only covers your for activities where you are not earning an income. For example, even though your pickup truck may be included in your umbrella, if you are plowing snow or driving for Uber, you will not be covered. However, volunteering for a local non-profit or serving on its board without pay may be covered under an umbrella.

May 14, 2018

Does my umbrella cover me at work?

Generally, no. A personal umbrella policy only covers your for activities where you are not earning an income. For example, even though your pickup truck may […]
May 14, 2018

How much of an umbrella do I need?

An umbrella limit should parallel the assets that you want to protect as well as your earning potential for the future. For example, a professional athlete […]
May 14, 2018

Do I need an umbrella?

You may consider an umbrella if you have assets that you would like to protect and/or earning potential for the future.