Very few insurance companies offer this coverage, but some do. If you have a party at your apartment and someone drinks too much and causes a terrible accident when they should not have been driving home, the injured party may come back to you — the party host who was serving alcohol. Always ask your agent if this is a coverage you are interested in.

May 14, 2018

Does my renters insurance cover Liquor Liability?

Very few insurance companies offer this coverage, but some do. If you have a party at your apartment and someone drinks too much and causes a […]
May 14, 2018

I have a roommate(s). Is their stuff covered?

Most renters policies do not extend coverage beyond those listed on the policy (AKA the named insured). If you’re not married, most companies will not allow […]
May 14, 2018

Is my personal property only covered in my unit?

A typical renters policy covers 10% of your personal property limit for off-premises losses. For example, if you are insured for $30,000 worth of personal property, […]