Question 1

Is my personal property only covered in my unit?

stagingeckburg · Accepted Answer

A typical renters policy covers 10% of your personal property limit for off-premises losses. For example, if you are insured for $30,000 worth of personal property, if your purse or computer is stolen from your car, you would be covered for $3,000. This same rule applies to items kept in a storage unit.

Question 2

Is my personal property only covered in my unit?

stagingeckburg · Accepted Answer

A typical renters policy covers 10% of your personal property limit for off-premises losses. For example, if you are insured for $30,000 worth of personal property, if your purse or computer is stolen from your car, you would be covered for $3,000. This same rule applies to items kept in a storage unit.