Generally speaking, an insurance company is only willing to provide coverage when you are operating in one of the states in which they are licensed. There may be exceptions, but usually a company will ask you to find other coverage if you are operating outside of their territory.

May 14, 2018

Am I covered coast-to-coast?

Generally speaking, an insurance company is only willing to provide coverage when you are operating in one of the states in which they are licensed. There […]
May 14, 2018

Are my employees’ tools covered?

If your employees use tools owned personally by them, a separate rider will need to be secured to provide coverage for theft or other types of […]
May 14, 2018

Why do I need a Workers Compensation policy when I’m always working for someone else?

If you work as a subcontractor and don’t provide the general contractor with proof of Workers Compensation coverage, the general contractor is charged by his or […]