Question 1

Why do I need Professional Liability?

stagingeckburg · Accepted Answer

If you advertise yourself as a professional, this can be an important coverage to fill gaps that aren’t covered under a General Liability policy. For example, if you are home inspector and you don’t see a wet basement or poor wiring, you could be held liable by the home buyer. If you’re a dentist and you pull the wrong tooth, you might be responsible for additional dental work that someone shouldn’t have to pay for because of your mistake.

Question 2

Why do I need Professional Liability?

stagingeckburg · Accepted Answer

If you advertise yourself as a professional, this can be an important coverage to fill gaps that aren’t covered under a General Liability policy. For example, if you are home inspector and you don’t see a wet basement or poor wiring, you could be held liable by the home buyer. If you’re a dentist and you pull the wrong tooth, you might be responsible for additional dental work that someone shouldn’t have to pay for because of your mistake.