Building Ordinance and Law coverage will protect your property in case there is a municipal ordinance or law that requires certain specifications be followed that an insurance company would not normally cover. There are three categories:
A: The Undamaged Portion covers you if you need to entirely reconstruct a building that was only partially destroyed.
B: The Demolition would pay for the demolition costs associated with tearing down the undamaged part of your building.
C: The Increased Cost of Construction would pay for mandatory building enhancements. If the city requires sprinklers or elevators that the building did not have before the loss, this coverage would pay to bridge the gap.