Is my unit an RV or a park model trailer?

Many insurance companies have no interest in insuring recreational trailers that have the wheels removed and become permanent in an RV park. Some people will build decks around the trailer, add sunrooms, and make it more of a home than a trailer. If your unit sits in the same place for more than a few weeks, it’s important that your policy reflects that. Most companies will classify this as a mobile home rather than an RV.