Believe it or not, social service agencies have more claims for Sexual Abuse and Molestation than any other industry. This industry has more volunteerism than any other in the country, which magnifies the potential for a claim in this category. This coverage is a must for any organization that is chartered as a 501(c)(3).

May 14, 2018

Do I really need Sexual Abuse and Molestation coverage?

Believe it or not, social service agencies have more claims for Sexual Abuse and Molestation than any other industry. This industry has more volunteerism than any […]
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May 14, 2018

What if my employees use their personal vehicles for business use?

A well-written social service policy will include Hired and Non-owned Auto Liability Coverage. The “Non-owned” portion of this endorsement covers employees acting on behalf of their […]
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May 14, 2018

Are volunteers covered?

A volunteer acting on behalf of a non-profit becomes a named insured. Therefore, claims caused by the volunteer would be covered. For example, volunteers who are […]
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