Believe it or not, social service agencies have more claims for Sexual Abuse and Molestation than any other industry. This industry has more volunteerism than any […]

A well-written social service policy will include Hired and Non-owned Auto Liability Coverage. The “Non-owned” portion of this endorsement covers employees acting on behalf of their […]

A volunteer acting on behalf of a non-profit becomes a named insured. Therefore, claims caused by the volunteer would be covered. For example, volunteers who are […]