With ACV coverage, after a partial claim you will receive exactly what you had at the time of loss. For example, 30 year old kitchen cupboards […]

With Functional Replacement Cost, after a partial claim you will receive today’s building materials. For example, plaster walls might be replaced with drywall. Or, individually hand-laid […]

To receive the best claims settlement, you will want to insure your building for the cost of rebuilding an identical structure. There are two types of […]