A 2nd home, like a vacation property or a condo in the city, is insured the same way as a primary home. Coverage is needed for […]

Years ago, someone with a $100,000 home paid the same premium as anyone else who had a $100,000 home.  Now, however, home insurance pricing is much […]

Most homes are insured for the cost of rebuilding an identical structure, NOT the market value of the home.  After a total loss, most people want […]